Attention homeowners in Champaign and Champaign County: Need an appraisal?
See the top seven reasons Illinois homeowners call on Jordan-Appraisal:
We at Jordan-Appraisal understand the particular needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Jordan-Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.
Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in an area that is declining. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal report from Jordan-Appraisal is your best weapon when contesting your property tax assessment.
Need to cancel PMI?A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Jordan-Appraisal, we're experts in helping people just like you get rid of unwanted and unneeded PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Jordan-Appraisal can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Do you need a seasoned expert to double-check your appraisal for verity, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. Although most appraisal reviews are commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to invest in a second opinion.